Low Risk Business Policy


Pfandbrief investors benefit from:
  • the pool of coverage principle
  • the preferential right of Pfandbrief creditors to the pool of coverage
  • the prudent calculation of lending value
  • the 60% limit on the loan-to-value ratio

About us

Münchener Hypothekenbank eG is the Volksbanken and Raiffeisenbanken’s partner for providing the full spectrum of residential and commercial property financing requirements.

The Bank was founded as a cooperative bank in 1896 with the support of the Bavarian government. Over the years the Bank has evolved from its original agrarian orientation to become a modern mortgage bank that’s active in both national and international markets. Furthermore, Münchener Hypothekenbank has retained its legal status as a registered cooperative since it was founded and is one of few remaining independent mortgage banks in Germany today.

We are committed to being a reliable financing partner that is focused on sustaining long-standing business relationships with customers – and  the numerous awards we have received for our expertise in the area of long-term property finance reflect our success in filling this commitment with life. The Banks two core areas of business are  private and commercial property finance. Moreover, as an issuer of Mortgage and Public Pfandbriefe, MünchenerHyp has earned an excellent reputation in the capital markets.

Private customer business

We maintain 11 regional offices staffed by experts throughout Germany to support our ongoing business relationships with the Volksbanken and Raiffeisenbanken. We conduct our private property financing business via the Cooperative Financial Network (genossenschaftliche FinanzGruppe), the Volksbanken and Raiffeisenbanken, and our regional offices, which serve as lending partners to local banks within the FinanzVerbund.

Commercial lending business

Our national and international commercial property lending business is centrally managed from our main office in Munich. Within Germany we also maintain offices in Frankfurt/Main, Hamburg and Berlin. The international set up consists of a network of cooperating partners based in London, Madrid, New York, Paris and Vienna.

Contact


Do you have questions? You can reach us via phone or E-mail.

Dr. Phil Zundel

Head of Board of Management Staff and Human Resources
Tel. +49 (0) 89 / 53 87 - 319

Further information


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